Welcome, and thanks for stopping by!
You’ve found your new team of financial planners right here in beautiful Innisfail. We’re ready to provide you with expert financial advice tailored to your needs.
Our approach to managing your wealth is all about ensuring you enjoy a prosperous life now and into the future.
Keep reading to find out more about us, what we offer, and how we can help you reach your financial goals.
We’re proud to say that we’ve been recognised for being amongst the best in Australia.
Hear from Simon Coombes, founder and director of Direct Wealth, about what sets our service apart from other financial advisor firms.
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Teaming up with our financial advisors can significantly enhance your financial well-being.
We provide the support and insights needed to navigate financial challenges smoothly. Whether it’s breaking down complex issues, or offering tailored advice, we’re here to help.
Our financial advisors take the time to thoroughly understand your unique situation. This allows us to create strategies specifically designed for you.
Whether you have specific financial objectives or need general guidance through life’s financial ups and downs, our advisors offer the clarity and support necessary to manage any financial situation confidently. With our personalised approach, you can feel secure and prepared for whatever comes next.
Our financial advisors provide a wide range of services designed to help you manage and grow your wealth.
Everyday financial decisions, crafting investment strategies, managing superannuation, estate planning, or tax efficiency, or anything else, we cover all aspects of financial management.
Our tailored advice is customised to fit your unique needs and goals, ensuring you remain on track for financial success.
Whether you need immediate assistance or are planning for the future, we’re here to support you every step of the way. Our goal is to prepare you for what lies ahead, offering personalised advice that positions you for success. We aim to help you achieve the best possible financial outcomes.
At Direct Wealth, the numbers tell our story. With years of dedicated service, tons of experience, and countless happy clients, we’ve built a reputation for trust and excellence.
Here’s a look at what we’ve achieved:
Our goal is to make managing your finances straightforward and effective, so you can look forward to a future that’s secure, comfortable, and aligned with your dreams.
Your new team of financial experts will help you find the best way forward.
Instead of trying to figure things out on your own, you get direct access to expert knowledge, insights and support, which are the key ingredients for success.
Whatever the challenge, our financial advisors have the knowledge needed to help you create a robust financial future.
Everyone’s financial is unique, and so is the advice we give.
Our advisors aim to thoroughly understand your financial situation and goals, so we can design a plan that lets you live life on your terms.
Whether you’re aiming for early retirement, a robust investment portfolio, or the perfect lifestyle, we can help you bring those dreams to life.
Managing your finances can feel overwhelming, but you don’t have to tackle it on your own.
Our advisors simplify these decisions, ensuring you can enjoy your current lifestyle while securely preparing for the future.
With our guidance, you gain the peace of mind that comes from knowing you’re on track.
Direct Wealth’s office is conveniently located in the heart of charming Innisfail.
We welcome all visitors, though we recommend booking an appointment to ensure someone is available to give your financial matters the time and attention they deserve.
Centrepoint Arcade, Level 2/8 Rankin St, Innisfail QLD 4860
Your new team of financial advisors are all highly qualified and experienced professionals who absolutely love what they do. Most importantly, they’re all exceptional human beings.
Rest assured that when you choose Direct Wealth, you’ll have the best wealth management team possible.
Simon started Direct Wealth in May of 2017 as a sole operator. Working from a small office in Auchenflower, the business has since grown significantly under his influence.
Simon is a dedicated financial advisor, who is passionate about helping you achieve your financial goals. Simon believes in a customer-focused approach and works closely with his clients to provide up-to-date advice tailored to their specific needs and future aspirations.
When it comes to making important decisions, both professionally and personally, Simon understands the importance of gathering and analysing all relevant information. He knows that for those without experience in managing wealth, it can be overwhelming to deal with complex and unfamiliar financial information. That’s why Simon specializes in delivering high-level and intricate advice in a comprehensive, yet easy-to-understand manner. This ensures that you have a clear understanding of the financial planning process and empowers you to confidently pursue financial freedom and comfort.
Simon’s expertise is backed by an impressive educational background. He has completed extensive studies in the financial planning industry, including his diploma of financial planning (DFP), advanced diploma of financial planning (ADFP), graduate diploma of financial planning (Grad Dip FP), and master’s degree of Financial Planning (Masters FP). This unique combination of qualifications places Simon in a select group of professionals with postgraduate degrees, allowing him to offer a comprehensive range of advice.
Simon recognizes the value of education in the financial advice industry and welcomes any new requirements set for advisors. With Simon by your side as an authorized representative (License Number: 459078), you can feel confident that you are receiving expert guidance on your financial journey. Together, we can work towards building a secure and prosperous future.
Authorised Representative Number: 459078
Erin comes to us with a wealth of experience in Financial Advice having worked in the Financial Services industry for over twelve years.
It brings Erin much joy to spend her days working with her clients to help them build meaningful strategies that achieve their lifestyle and financial goals, with a true belief that wealth is far more than just money.
Financial Freedom means different things to different people, and Erin is right in there getting her sneakers dirty on the daily and gets a huge kick out of working with her clients to create this.
Amidst the craziness of Erin’s busy days, she’s mum to toddler Florence. The challenge of motherhood has been by far her biggest and best challenge and has taught her some of her greatest lessons to date.
Erin holds an Advance Diploma of Financial Services, as well as a FChFP designation. She is currently working on completing her Master’s in Financial Planning.
Authorised Representative Number: 468058
Joel has spent his time in the finance industry across many roles, which has built his overall approach to how he likes to work with his clients to create the best possible experience to help them achieve their goals.
Joel is passionate about learning about his clients and helping guide them in the right direction to improving their overall financial position – whether that be owning their home sooner, retiring comfortably, growing their wealth or simply giving them peace of mind knowing their financial affairs are well looked after.
Joel’s experience ranges from your everyday ‘mum and dad’ investors, through to high-net-worth business clients. Recognising that each client is different and have their own specific goals they want to achieve, Joel enjoys tailoring his advice and working with clients over the long term to ensure these goals become reality.
Away from the office Joel and his wife have 3 beautiful children and enjoy holidaying and spending time with family and friends. Joel is a sporting tragic having played and coached senior level football and enjoys most sporting codes.
Authorised Representative Number: 1260332
Lyle has been a registered adviser since 2013 and specialises in holistic financial planning advice.
He aims to provide quality service and personalised advice tailored to his client’s needs that is easy to understand. He prides himself on building long-term relationships with clients and guiding them through the process to meet their financial goals.
Lyle has completed extensive study related to the financial planning industry, including his Diploma of Financial Planning (DFP), Advanced Diploma of Financial Planning (ADFP), Graduate Diploma of Financial Planning (GradDipFP) and Master of Financial Planning (MFinPlan) and SMSF specialist course. He is also a qualified Justice of the Peace (JP Qual).
He understands and respects the importance of education in the financial planning industry and welcomes the new education requirements being enforced.
Authorised Representative Number: 438486
Discover the experiences of those who’ve partnered with us on their financial journeys.
Our clients’ stories speak to the trust and confidence they’ve placed in us — and the meaningful outcomes we’ve helped them achieve.
Justin (00:00):
We actually heard about Direct Wealth through a good friend of ours. We were speaking to her up on our pool area at home, and she mentioned Erin and all the great work that Erin was able to do for her. That sparked our interest and we reached out.
Brooke (00:15):
I guess it was a little bit daunting really, when you think about, you’re talking about your finances with someone that you’ve never met before and in particular as a couple. You are also speaking quite openly around your individual circumstances, but also together as a couple.
Justin (00:30):
Erin’s experience really shone through in that first meeting. She was able to explain a lot of things to us. We don’t necessarily come from a finance background, so that explanation was sort of important for us in terms of what the process was going to be and the sort of steps that we would take post that first meeting. Prior to meeting Aaron and running through what we needed to run through, we had our own financial goals. This actually put all of our financial goals on the same page and we co-authored a financial plan together. I think the main thing that we’ve seen is the optimization of our insurances. That’s ultimately resulted in a reduction in our outgoing expenses when it relates to insurance, our superannuation funds in terms of the changes we’ve made in that particular space, and really having a growth view on what that portfolio was as opposed to a standard retail fund. Aaron and the team have been able to really tweak and optimise the returns on that.
Brooke (01:28):
It was just some really clear things to make us feel like we had this roadmap for our future and we feel confident and we just feel secure, which is really great
Justin (01:39):
And I’ve seen the best performance in my super fund effectively since its inception, so we’re extremely happy with the returns and the reductions that Erin and the team were able to make.
Brooke (01:52):
Just recently, actually, probably less than 12 months ago, we were lucky enough to purchase a beachfront apartment. That was one of our, I guess, long-term goals that kind of crept up a little bit quicker than we had hoped, but
Justin (02:08):
It really did.
Brooke (02:09):
But we’re really excited that we were able to secure that property and not only have Erin’s support and guidance through that, just managing our finances, but also just the connections that she has in the industry because we were then able to utilise her network to be able to then liaise with them to assist us with getting a loan and everything from kind of purchasing that property to receiving the keys on settlement. So that was a really great highlight for us. Yeah, the thing we value most is absolutely just that relationship. I mean, that is number one for us. We want to feel comfortable with the person that we’re working with.
Justin (02:51):
For me, I think it’s about the constant review process and that constant feedback loop regularly catching up with Erin and being able to update her on changes our life, and Erin being able to update us in terms of changes, in terms of, I guess potentially the approach changes in her team, additional advice that she can bring to our plan every year ongoing is definitely key for us. I
Brooke (03:16):
Would say absolutely. Don’t be hesitant. I think that it’s really important to seek that financial advice and support from someone that is knowledgeable and can provide you with all the information that you need. I think we are not taught this at school and as an adult it’s important to make an appointment and I’d say, yeah, definitely pop in and see the team at Direct Wealth because they’re going to provide you with a whole range of information and lots of things to consider. So definitely don’t be hesitant.
Justin (03:49):
There are a lot of aspects from my perspective that come into play when you’re talking about your personal finances and there’s a lot of things you may not even know about. So not going to see a financial advisor’s not going to open up any of that knowledge to you, and when you look at it by yourself, it can be daunting. Someone to actually coach you through and step you through it in a really easy to understand why I think is critical to your financial success.
Ross (00:00):
My name is Ross. This is my wife Denise. We’re both retired. We enjoy caravan and looking after our grandkids. We previously, we go along to our financial advisor for a half yearly or yearly checkup, and they did a lot of talking, did things on whiteboards, and really when we walked out we were still scrambling. None the wiser. Yeah, none the wiser. Whereas we went along to Simon and the very first day he sat opposite us and explained things in very easy to understand terms. Turned a pad around, showed us, and then said, do you understand this? Is this what you’re looking for?
Denise (00:45):
They’re very approachable. Even if you ask a very basic question, they’ll explain it to you in terms that we can understand, which is very
Ross (00:55):
Good, as they say, no question is silly. If we ask a question, there’s obviously a reason. So they are more than happy to break it down, talk to us about it, put it in a different format so that we understand, and it just makes life so much easier.
Denise (01:12):
So after meeting and dealing with direct wealth, we were able to purchase a caravan, which has been Ross’s dream for many, many years. And on our retirement we’ve seen quite a few places. We’ve been to West Australia, we’ve been to South Australia and Victoria, and had wonderful, wonderful trips, which are very enjoyable.
Ross (01:36):
We don’t have to worry about funds from our superannuation. We had enough there. When we go in these places, we’re able to just enjoy and take in what we’re seeing and not worry in the back of our mind that we shouldn’t be here. We can’t afford this.
Denise (01:53):
Have we got enough money
Ross (01:54):
With that apparently? Yeah. So it’s just been a life-changing experience that direct wealth have been able to set up for us. We understand totally where we’re going and how we’re going to get there.
Denise (02:06):
Anyone who is hesitant to talk to a financial advisor, I would recommend that just go and do it. There are so many different variants of what you can do with your money and your wages before you retire. It keeps changing all the time. And direct wealth, keep up to date with everything. It’s been very grateful. So please go and see a financial advisor.
Ross (02:33):
Yeah, these guys, that’s their job. They’re dealing with it day in, day out. They keep an eye on the markets. I don’t even know where or how to look at the markets, whereas that’s what they do and they’re on top of it. So go along, talk to them. They can tell you what’s happening in plain, simple to understand language and you’re in front. So definitely go and ask the question.
Hi, my name’s Sarah. I have a business, 64 Property, in New Farm, and I’ve been working with Direct Wealth for about three to four years now. I was wanting to seek out a financial advisor for many reasons, but our family was growing quite rapidly, and for that reason, we had lots of different financial issues that we needed to work through. Also, with my business, with tax help, superannuation, and insurances, I was really seeking some great advice around that, and that’s why I came to Direct Wealth.
My initial meeting with Erin was fantastic. I mean, I came in very blinded. I didn’t know a lot about finances, superannuation, or any of that in general. She made me feel comfortable, understood, and I could ask any questions without feeling silly. I walked out of the meeting feeling like I had a whole heap of new knowledge and that I was being really taken care of.
If you are not working with an advisor, it’s a must. I just think it gives you clarity; it gives you direction. It’s an industry that I don’t specialise in, and that’s why I go to someone else, and it’s a no-brainer. They will help you get from A to B to C, and they’ll help you do that for the rest of your life. It’s not just a quick fix, and there you go.
So if you’re not working with someone, I would highly recommend it. It has changed my life at the moment, and I know it will for years to come. If I could go back before I started working with Direct Wealth, and particularly with Erin, I would say to myself to start sooner. It might sound cliché, but I’ve gotten myself into sticky situations. I didn’t know anything about the finances or the super or the insurance or whatever the topic is—I just didn’t know.
So if I could go back, I would’ve started sooner. I would’ve reached out sooner, started the work sooner, and I know I could have avoided some tricky situations that I found myself in. That would be the only advice: start sooner and start as soon as you think about it.
Hi, I’m Kate. I’ve been retired for about a year. Working with an advisor at Direct Wealth has given us peace of mind and confidence about our investments, and we feel that our future is in good hands.
Our initial meeting was very good. We felt very comfortable with the advisor, and we talked about lots and lots of things—what we wanted to do with our life, their life, and all sorts of things. It was good fun, and then we got down to the nitty-gritty. We found that the information, experience, and backup that they have made us feel very comfortable and confident with the plan that Direct Wealth has put in place for us.
We are able to fulfil our goals of doing lots of travel but also know that our long-term future is secure. It’s great that every six months we have a meeting with our advisor to track how we are going, what things are happening in the market, and if we need to tweak something.
Our financial position has improved since we began working with the advisor because we can, daily if we want, look at the value of our portfolio, and it has certainly increased since we first started. You can track it, which is wonderful for us, so we can see where we are.
We have already recommended Direct Wealth to friends and family. One of the reasons is that it is such a smooth transition. It is very professionally handled, everything is explained and very transparent, and you have a clear path of where you are going.
We’ve just found that working with Direct Wealth has been a really positive and comfortable experience. It’s given us a clear path of where we’re at, what we can do with what we’ve got, and we can ask for more information at any time if we need it. They’re always there if you have to ask a question. If there is an issue that comes up, say with your accountant about a tax issue, you can just call them. They deal with it, and that has been great as well, and it’s dealt with promptly, so you can just move on and plan your next holiday.
These aren’t curated reviews; they’re 100% genuine and can be found on Google.
Our team is dedicated to crafting personalised financial strategies that not only meet but exceed our client’s expectations.
Whether it’s positioning your finances, growing your wealth, or planning for the future, we’re here to support you at every step.
Our goal is to make sure your today and tomorrow are financially safe, secure, and comfortable, so you can enjoy true peace of mind.
Are you ready to improve your financial wellbeing and achieve your goals? Contact us today to get started!
William Chang
Satisfied Client
“I was recommended to Direct Wealth in 2022 and began working with Sam Dwight as my financial advisor.
Over the last 6 months or so, they have helped me begin the process of planning and executing a roadmap to future financial security.
Throughout this process, the team has been communicative and informative. They understood my current financial and personal circumstances and worked hard to ensure we had a robust plan.
With their help, I believe my future financial wellbeing is in good hands and I look forward to working together with Sam and Direct Wealth for many years to come.“
The first step is an easy welcome call. This quick and painless chat is all about getting to know one another. You can ask questions and see if we’re the right fit for you.
To get started, simply fill out the form and we’ll be in touch ASAP.
We’re looking forward to meeting you!
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To set up a meeting, you can contact our office via phone or using the form above. Our team will arrange a convenient time for an initial consultation where you can discuss your financial needs and goals. During this meeting, you’ll get to know the advisor and understand how they can assist you.
Yes, financial advisors can help you develop tax-efficient investment strategies. They can guide you on structuring your investments to minimise tax liabilities, utilise tax-advantaged accounts, and implement strategies that align with current tax laws and regulations.
Financial advisors assist with estate planning by helping you create a plan to manage and distribute your assets according to your wishes. They can advise on wills, trusts, beneficiary designations, and other estate planning tools to ensure your estate is handled efficiently and according to your preferences.
Financial advisors can recommend various types of insurance, including life insurance, totl and permanent disability (TPD) insurance, trauma insurance, and income protection insurance. They help you choose the right coverage based on your financial situation and risk management needs.
A financial advisor can help you create a debt management plan that prioritises high-interest debt, consolidates loans where possible, and develops a repayment strategy that fits your budget. They also provide guidance on avoiding future debt and improving your overall financial health.
When choosing a financial advisor, consider their qualifications, experience, and reputation. Look for advisors with relevant certifications (such as CFP), a strong track record, and positive client testimonials. It’s also important to find someone who communicates well and understands your financial goals.
Yes, financial advisors can assist with consolidating your superannuation accounts. They help you identify the best super fund to consolidate into, manage the process efficiently, and ensure that your superannuation strategy aligns with your retirement goals.
Financial advisors may charge fees based on various structures, including flat fees, hourly rates, or a percentage of assets under management. During your initial consultation, the advisor will explain their fee structure and ensure you understand the costs involved.
Financial advisors play a crucial role in wealth creation by developing investment strategies, providing guidance on savings techniques, and helping you optimise your financial resources. They work with you to build and grow your wealth over time, ensuring your financial goals are met.
