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5 Over 152 Reviews

Estate Planning

We’re here to simplify the complex process of estate planning.

Our estate planning services will help you organise your affairs, ensuring your wishes are honoured and your legacy is preserved.

Secure Your Legacy

Planning your estate is essential for peace of mind and ensuring your family’s future is protected.

Our estate planning services make the process straightforward, offering expert guidance to help you organise your affairs and safeguard your legacy.

We tailor our services to fit your unique needs and wishes. Let our skilled professionals handle the complexities, so you can focus on what matters most. Read on to learn more about how we can help you secure your legacy.

We've Won Numerous Awards for Our Outstanding Service

What Can We Help With?

Our estate planning services are designed to protect your legacy and ensure your wishes are respected. Here’s how we can assist:

  • Understand Your Needs: We begin by understanding your current situation, assets, and future wishes, with compassion and care.
  • Create Personalised Plans: We develop estate plans tailored to your unique needs and goals, ensuring your wishes are clearly and respectfully outlined.
  • Ensure Legal Compliance: We help you navigate the legal complexities, ensuring your estate plans comply with all regulations.
  • Monitor and Adjust: We continuously review your estate plan and work with you to make necessary adjustments as your circumstances change.
  • Offer Ongoing Support: We provide regular updates and compassionate advice to ensure your estate plan remains effective as laws and your personal situation evolve.

Wondering how we can assist with your estate planning needs? Contact us today to learn more.

Assurance and Security

Our estate planning services are crafted to provide peace of mind and secure your family’s future. Here’s what you can expect:

  • Protect Your Loved Ones: We help you manage your estate with care, ensuring your assets are safeguarded for those you cherish.
  • Enhance Your Legacy Plan: Our services ensure your estate management fits seamlessly into your overall strategy, maximising protection and clarity.
  • Comprehensive Support: We provide ongoing support and adjustments to keep your estate plan aligned with your evolving needs and wishes.
  • Confidence in Your Legacy: With a well-structured estate plan, you can make decisions confidently, knowing your wishes will be honoured with respect.
grandma, grandpa and grandson smile and laugh. His grapdparents have carefully designed their estate plan to benefit their grandson.

We Make Estate Planning Simple and Straightforward

Choosing our estate planning services means ensuring your legacy is handled with expertise, care, and respect. Here’s how our professional guidance helps you:

  • Ensure Accurate Documentation: Keep your estate documents precise and up-to-date, avoiding errors and ensuring legal compliance.
  • Adapt to Life Changes: Quickly adjust your estate plans as your circumstances change, with our compassionate guidance.
  • Optimise Your Estate Strategies: Develop strategies that maximise the benefits and clarity of your estate plan.
  • Simplify Estate Management: Streamline your estate planning tasks to save time and reduce stress.
  • Receive Continuous Support: Get ongoing advice and updates to keep your estate management effective and aligned with your goals, always with a caring approach.

With our estate planning services, you’re not just securing your legacy – you’re ensuring peace of mind and respect for the future.

Our Success in Numbers

At Direct Wealth, the numbers tell our story. With years of dedicated service, tons of experience, and countless happy clients, we’ve built a reputation for trust and excellence. 

Here’s a look at what we’ve achieved:

Years of outstanding service
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Happy & successful clients
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Years of collective experience
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Funds under management
$ 0 B+

Why Choose Us?

We make estate planning straightforward, offering personalised advice to suit your unique needs. Our goal is to simplify the process and give you peace of mind.

Our team of estate planning experts will guide you through the process in a clear and simple way.

We’re here to make the complex process of planning your estate as easy as possible. 

Whatever your needs might be, we’ve got the expertise to help make the process smooth and stress free. 

We take the time to understand your unique circumstances and wishes, so we can provide tailored advice that fits your exact needs.

With our support, you can relax, knowing your estate plan has been designed just for you, ensuring your wishes are respected and fulfilled.

Planning your estate can feel overwhelming, but you don’t have to tackle it on your own.

Our advisors simplify the planning process, helping you understand your options and make informed decisions.

With our guidance and support, you gain the peace of mind that comes from knowing your legacy is in expert hands.

 

Read Our Rave Reviews

These aren’t curated reviews; they’re 100% genuine.
5 Over 152 Reviews
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We have been working with Brett for some years. We first met Brett when we were in need of assistance with super and he helped us navigate our way to the happy future we have today. We have since undertaken full financial planning with Direct Wealth and we are immensely pleased with the guidance and advice. I could not recommend a better financial planner to assist manage your future.
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My partner and I have recommended Erin to family and friends. We highly recommend her for her financial planning services. If you have been thinking about a financial planning service, make the call. We wish we had done it sooner!

Erin is authentic, knowledgeable and personable. The entire Direct Wealth team have been incredible to deal with during the process. Erin takes the time to ensure we are well-informed so we feel empowered in our decision making around our wealth management and financial planning. We feel so prepared for our financial future and it’s exciting!
google
My wife and I have had Lyle as a financial advisor for a number of years and watched our portfolio grow. Lyle consistently provides us with excellent advice and his communication is outstanding. He provides us with constant support with the correct guidance extremely quickly when needed.
I have recommended many personnel to Lyle. The feedback I obtain from these personnel is that Lyle is excellent.
google
Always helpful, they listen and give constructive and sound advise and always a pleasure to deal with
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I’d give more stars if I could…the best service ever! Caillin and Ben H. went above and beyond for me…I couldn’t be happier! Thanks so much for all your hard work! I would highly recommend Direct Wealth…especially Ben and Caillin!
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We have been a client for many years and would highly recommend. Kirsty goes above and beyond to assist and makes you feel extremely comfortable and have peace of minds that you are in good hands.
google
My husband and I couldn’t recommend Luke highly enough to look after your financial dealings for your retirement. We feel in good hands with his vast knowledge and his amazing ability to provide us with prompt advice. Luke is astute and has great personality, our catch-ups are never boring 😊
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Our association with Luke Youd began around 5 years ago. His advice, guidance and expertise has steered us safely, successfully and profitably to a great semi retired lifestyle, arguably, 10 years or potentially more, ahead of schedule. We count ourselves very fortunate to have Luke in our corner. He has our sincerest thanks. If there were more stars we’d click everyone of them.
google
my wife and myself were introduced to Ben Marlow of Direct Wealth for a discussion on looking after our superannuation & pension requirements. I was a little doubtful at first as the fund i was with was performing ok for me. Ben gave us his background on financial planning and we had a second meeting with Ben. After this meeting my wife and myself decided to let Direct Wealth look after our finances. We could not be more pleased with our switch to Direct Wealth as the team there are so helpful and keeping us informed on our financial matters. I would recommend to anyone Direct Wealth for looking after their financial planning.
google
Had my first meeting with Greg and Simon today.
Very professional and answered all my questions with the exact details I was looking for in a financial team.
Other companies beat around the bush.
Really friendly and down to earth team.
This is my 3rd meeting this week with a advisory firm.
Should have just contacted them first
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As a new client of Direct Wealth, I have been very impressed with Ben and the time he has taken to understand my changing financial situation and to work a best solution for me for the present and into the future.
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I had an excellent experience with Direct Wealth and Kirsty in setting up my personal insurances. The team are incredibly knowledgeable and took the time to understand my unique needs and circumstances. She explained all my options clearly and helped me choose the best coverage to protect myself and my family. The process was seamless, and I felt confident and well-informed every step of the way.
google
Excellent service since the takeover from Peter Jordan, all quire’s handled with professional care and help towards my Superannuation fund.
Cheers Gary Smith.
google
Kirsty has recently taken over my superannuation account and I’m very impressed with the service I have received since coming across. I feel very comfortable with Kirsty, I trust her and she has provided open and honest advice. I think Kirsty is a shining star, shows consideration of my needs and is very easy going.
google
Russell & I met with Erin just recently. We find Erin very easy to talk to and she listens to us to give us the best advise. We are now in our next stage of life and Erin has provided us with excellent advise on how to move forward so we can enjoy our retirement without any worry. We cant recommend Erin highly enough for anybody looking for Financial Guidance.
google
Direct Wealth team were patient, knowledgeable and made financial planning understandable . Excellent customer service .
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I recently had a follow up meeting with Luke Youd who has now joined the Direct Wealth team. As usual the meeting with Luke was very informative and he is always generous with his time to explain things to me – regardless of how obscure my questions might be.

I have great confidence in my dealings with Luke going forward and also with the friendly Direct Wealth staff in general, who are helpful and proactive with their communications with their clients.
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My wife Jackie & I have recently completed an annual review with Kirsty. Whilst we have been looked after by Kirsty for a few years now we continue to be impressed with her knowledge, professionalism & lovely outgoing manner. We would also like to add that the support & office staff at Direct Wealth appear to be of the same high standard.
google
Can’t speak highly enough of the advise that Joel & the team at Direct Wealth have supplied. Joel is always available when we need to contact him & answers our questions with ease. We have delt in the past with other super companies & have found Direct Wealth the easiest & most professional to deal with, we have no hesitation in recommending Joel & Direct Wealth to our friends & family.
google
Ben Marlow was initially thrust upon us after the amalgamation of our accountants with Direct Wealth and this is without doubt one of the best financial outcomes to have happened to my wife and I. Initially I was sceptical of his enthusiasm and apparent desire to nurture and improve our financial stability moving towards retirement. Ben has tailored his communication style to not only be relatable to us but also educational and has further embedded our trust in his advice with proven outcomes. I would absolutely recommend Ben to any prospective client.
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Ben from Direct Wealth went above and beyond in handling my wife prior to her passing
I have met with Ben in several occasions since Linda’s passing and I could not be more grateful and impressed with Bens handling of the Estate of my wife’s financial affairs
I met with Ben today 09/01/2024 and I have no other words to explain how Bens work in preparing my wife’s affairs to be transferred as noted within the wishes of my dearly departed wife of over 50 years together Bens work ethics and delivery is extremely professional
google
I was impressed with the level of service and knowledge Lyle and the office team offered me for the obtaining of my first home loan!
Overall, the financial advice I received was invaluable in securing my first home loan! I highly recommend calling Sally to arrange an appointment with Lyle for a master in professional advice for any significant financial commitment or goal!
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I highly recommend speaking with Erin if you’re seeking a Financial Advisor. She is knowledgeable, an excellent communicator and honest. She listened to my circumstances and tailored a plan to my needs.
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Natalie, has given me exceptional support and service. I could not have done it without her. She has always been a ph call away, and nothing is to much bother. I am so grateful her advice and knowledge when it comes to finances. Thank you Natalie.
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Our friends recommended Direct Wealth to us through their own experience of dealing with them.

We contacted Direct Wealth and our financial advisor was Sam Dwight. Upon meeting Sam we immediately felt relaxed and comfortable with his advice.

We found Sam to be very professional, caring and knowledgeable to assist us with our retirement and superannuation goals. He was always available and quickly responded to any questions or concerns we had.
We would highly recommend Direct Wealth and Sam Dwight.
Frank and Coral
google
My wife and I found direct wealth excellent to work with and we would highly recommend them for any financial needs whatsoever. A special mention to Kirsty who did everything for us and made the whole process very simple and Jasmine in the office who very efficient in sending all our paperwork and ensuring we were aware of each process.
google
Today I met with Luke, his understanding of my financial position was very clear. The advice Luke shared with me for my retirement plan was clear and uncomplicated. I now feel much more at ease and confident with my view of the next step in my life. He was very down to earth and friendly to talk with and discuss all my options.
Thank you Luke
google
Natalie is always available to help Sherry and I with accurate and timely support when ever we need help. Over the last couple of years it has been very trying for us with dealing with all the red tape with our personal issues and Natalie has always been caring, supportive and a great support to us one that we could not have continued without and we both thank her and the team from the bottom of our hearts.
Thanks Richard 😀
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Always very helpful and prompt in taking care of our needs. Provide good information on handling of our accounts.
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Our circumstances changed and we needed advice fast. Lyle took the worry and panic away by setting up our portfolio to ensure our future is protected.
Lyle is professional, courteous and truly cares about his clients. His knowledge is exceptional and he is efficient.
Our family has total trust in Lyle and the team at Direct Wealth, knowing that they have our best interests in mind.
google
Working with Erin from Direct Wealth, I can’t speak more highly. Erin is extremely knowledgeable and informative with a fantastic demeanour – not bothered by all of my questions. I originally went to look at investment advice and options, but Erin has gone the extra mile and provided additional financial wellbeing enhancements which I’m excited about! Feels like I’m in good hands and excited to work with Erin and the Direct Wealth team.
google
We came to Lyle at Direct Wealth not knowing where our next financial step in life would go. With Lyle’s help, we are now looking forward to a comfortable retirement. He is very knowledgeable, and we highly recommend Lyle at Direct Wealth.
google
Great communication between the understanding of why and how. Awesome adjustment to the conversation when it comes to knowledge and excitement for an understanding of new things.

Thanks for the help Lyle, I am looking forward to the future.
google
Over the course of about 3 years we have become so comfortable with Luke we feel like we are talking to family when we meet. Luke has been honest and straight forward from when we first met and has certainly led us in the right direction in preparation for retirement. Luke always responds quickly when we have a query and is very patient with our quirky ideas. We are very grateful for our relationship with Luke.
google
We had a great experience with our last visit, now that hubby is 67yrs of age, they guided us in a few ways to repay our 2 loans. We couldn’t be happier and alot less stress considering, Warren couldn’t receive his full pension because I’m still working. We highly recommend Direct Wealth to anyone who wants financial advice of any kind. Very professional and understanding. Many thanks to Peter for many years and to Jason, who is now looking after us.
Cheers, Ronona and Warren Cuffe
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Sam and Ella were excellent in providing general information for my parents who are looking to retire. Whilst we aren’t at the stage to utilise the service we are very impressed by their professionalism and genuine care.
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Erin is very approachable and patient. She took time to understand our goals and built a customised plan for us. She walked us through it in a way that was easy to understand and allowed us to move forward at our pace.

We Ensure Your Estate Plan is Safe, Secure, and Aligned with Your Wishes

A grandfather holds his grandson in the garden. He feels good knowing his estate plan will provide for his grandson.

We’re here to create personalised estate planning strategies that meet your needs.

Whether you’re looking to organise your affairs, protect your assets, or secure your family’s future, we’re here to help.

Our goal is to ensure your estate is organised, legally compliant, and tailored to your wishes, giving you true peace of mind.

Ready to secure your legacy? Contact us today to get started.

Jamie F. 

Satisfied Client

“I had a fantastic experience with Direct Wealth! From the very beginning, I felt comfortable with the entire process. Kirsty and the team were professional, knowledgeable, and always available to answer my questions.

They took the time to understand my needs and provided tailored advice that I could trust. I highly recommend Direct Wealth to anyone looking for expert financial guidance. Thank you for your exceptional service.”

5 Over 152 Reviews

Ready to get started?

The first step is an easy welcome call. This quick and painless chat is all about getting to know one another. You can ask questions and get a feel for whether we’re right for you. 

To get started, simply fill out the form and we’ll be in touch ASAP.

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Frequently Asked Questions

Estate planning is the process of organising your assets and affairs to ensure they are managed and distributed according to your wishes after your passing. It involves creating a set of legal documents, such as wills, trusts, powers of attorney, and healthcare directives. These documents help outline how you want your assets to be handled, who will care for your minor children, and who will make decisions on your behalf if you’re unable to do so.

Estate planning can also address tax planning, charitable giving, and business succession planning.

Estate planning is crucial because it ensures that your assets are distributed according to your wishes, reducing the potential for conflicts among heirs. Without an estate plan, your assets may be distributed according to state laws, which may not align with your wishes. Additionally, estate planning can help minimise taxes and legal fees, ensuring more of your estate goes to your loved ones.

It provides peace of mind, knowing that your affairs are in order and that your family will be taken care of, reducing the burden on them during an already difficult time.

Common estate planning documents include a will, a trust, powers of attorney for financial and medical decisions, and an advance healthcare directive. A will outlines how you want your assets distributed and can appoint guardians for minor children. Trusts can help manage assets during your lifetime and distribute them after your death while potentially avoiding probate.

Powers of attorney designate someone to make financial and medical decisions on your behalf if you become incapacitated. An advance healthcare directive outlines your wishes for medical treatment if you’re unable to communicate them yourself.

Yes, it’s still important to have a will even if you have a trust. A will can cover any assets not included in the trust and serve as a backup plan. This type of will, often called a “pour-over will,” ensures that any assets inadvertently left out of the trust are transferred into it upon your death. Additionally, a will allows you to appoint guardians for minor children, a function not typically covered by a trust.

Having both a will and a trust provides a comprehensive approach to managing and distributing your estate.

It’s a good idea to review and update your estate plan every few years or after major life events such as marriage, divorce, the birth of a child, the death of a beneficiary, or significant changes in your financial situation. Laws and regulations can also change, potentially affecting your estate plan.

Regular updates ensure that your estate plan continues to reflect your current wishes and circumstances, providing ongoing protection and clarity for your beneficiaries.

While it is possible to write your own will, it’s recommended to seek legal advice to ensure it complies with all legal requirements and accurately reflects your wishes. DIY wills can be prone to errors and may not meet all legal standards, potentially leading to disputes or invalidation. A qualified estate planning attorney can help ensure your will is legally sound, clear, and comprehensive, reducing the risk of issues arising after your death.

If you die without a will, your assets will be distributed according to state laws, which may not align with your wishes. This process, called intestacy, can lead to longer and more costly legal proceedings, potentially causing delays and conflicts among your heirs. Without a will, the court will also decide on the guardianship of any minor children, which might not reflect your preferences. Creating a will helps ensure your assets are distributed according to your wishes and can provide clear guidance to your loved ones.

To ensure your estate plan is legally binding, it should be prepared and reviewed by a qualified legal professional, signed, witnessed, and notarised according to state laws. Each document within your estate plan, such as your will, trusts, and powers of attorney, must meet specific legal requirements to be valid. A qualified estate planning attorney can guide you through the process, ensuring all documents are properly executed and reflect your intentions.

A power of attorney is a legal document that grants someone you trust the authority to make financial and/or medical decisions on your behalf if you become unable to do so. There are different types of powers of attorney, including durable and non-durable, each serving specific purposes. Having a power of attorney ensures that your affairs are managed by someone you trust, reducing the potential for conflicts and ensuring that your wishes are respected if you’re unable to communicate them yourself.

There are various strategies to minimise taxes on your estate, such as setting up trusts, making charitable donations, and gifting assets during your lifetime. Trusts, such as irrevocable trusts, can help remove assets from your taxable estate. Charitable donations can provide tax deductions while supporting causes you care about. Gifting assets within the annual exclusion limits can reduce the size of your estate and potentially lower estate taxes.

It’s best to consult with a financial advisor or estate planning lawyer to explore your options and develop a tax-efficient estate plan.

A trust is a legal arrangement where a trustee manages assets on behalf of beneficiaries. Trusts can help manage and protect assets, avoid probate, and provide for specific conditions on asset distribution. There are various types of trusts, including revocable and irrevocable trusts, each serving different purposes. Revocable trusts can be altered during your lifetime and provide flexibility, while irrevocable trusts offer greater asset protection and tax benefits but cannot be easily changed.

Trusts can be used to manage assets for minor children, provide for special needs beneficiaries, and support charitable causes.

Your executor should be someone you trust to carry out your wishes, manage your estate responsibly, and handle any legal and financial matters. This could be a family member, friend, or a professional such as a lawyer or accountant. It’s important to choose someone who is organised, trustworthy, and capable of managing complex tasks. Discuss your choice with the person you intend to appoint to ensure they are willing and able to serve in this role.

 

Probate is the legal process of validating a will and distributing an estate. It can be time-consuming and costly, involving court fees and legal expenses. Strategies to avoid probate include setting up trusts, designating beneficiaries for certain assets like life insurance and retirement accounts, and jointly owning property with rights of survivorship. Avoiding probate can help ensure a smoother and faster distribution of your assets to your beneficiaries.

Yes, you can and should update your estate plan as your circumstances change. This ensures that your plan continues to reflect your current wishes and situation. Regularly reviewing and updating your estate plan can help address changes in family dynamics, financial status, and legal requirements. It’s a good practice to revisit your estate plan every few years or after significant life events.

When planning for your children’s future, consider appointing guardians, setting up trusts for their financial needs, and ensuring your will clearly outlines your wishes for their care and support. Appointing guardians in your will ensures that your preferred individuals are legally designated to care for your children. Trusts can manage and protect assets for your children’s benefit, providing for their education, healthcare, and other needs.

Clear communication with your appointed guardians and trustees can help ensure your children are cared for according to your wishes.