Welcome! And thanks for stopping by. You’ve found your new team of financial advisors, and we’re here to give you valuable financial advice.
Our solutions for life and wealth are designed to help you live well, both now and in the future.
Read on to learn a little bit about us, what we can do for you, and how we can help you get to where you want to be.
We believe that true wealth goes beyond monetary gains; it encompasses a balanced life. Our goal is to provide you with the confidence and peace of mind you need to navigate the ever-changing landscape of life.
Finding the sweet spot between life and wealth can be a game-changer, melting away financial stress and bringing peace.
A balanced financial plan allows you to focus on what truly counts – family, personal growth, and well-being.
This balance isn’t just about numbers; it’s the key to chasing your dreams and savouring life’s richness.
Adopting a balanced approach to live for today while planning for tomorrow brings financial peace of mind.
With a secure future in the works, you can enjoy today’s life while feeling prepared for what’s ahead.
Life’s turning points provide an opportunity to reassess. These moments of clarity remind us of what’s truly important.
With our support, you can easily and confidently adapt your plan to accommodate new goals, challenges, and opportunities that arise along the way.
At Direct Wealth, the numbers tell our story. With years of dedicated service, tons of experience, and countless happy clients, we’ve built a reputation for trust and excellence.
Here’s a look at what we’ve achieved:
Teaming up with our financial advisors can significantly enhance your financial well-being.
We provide the support and insights needed to navigate financial challenges smoothly. Whether it’s breaking down complex issues, or offering tailored advice, we’re here to help.
Our financial advisors take the time to thoroughly understand your unique situation. This allows us to create strategies specifically designed for you.
Whether you have specific financial objectives or need general guidance through life’s financial ups and downs, our advisors offer the clarity and support necessary to manage any financial situation confidently. With our personalised approach, you can feel secure and prepared for whatever comes next.
Our financial advisors provide a wide range of services designed to help you manage and grow your wealth.
Everyday financial decisions, crafting investment strategies, managing superannuation, estate planning, or tax efficiency, or anything else, we cover all aspects of financial management.
Our tailored advice is customised to fit your unique needs and goals, ensuring you remain on track for financial success.
Whether you need immediate assistance or are planning for the future, we’re here to support you at every step. Our goal is to prepare you for what lies ahead, offering personalised advice that positions you for success. We aim to help you achieve the best possible financial outcomes.
Terry L.
Satisfied Client
“Many thanks to the team at Direct Wealth for keeping us on track with regards to our financial goals.
They have been managing our financial affairs for many years now and we would not be in the great position that we are in, going into retirement, without their ongoing expert advice and successful strategies to maximise wealth.
Highly recommended!“
Our fine selection of financial advisor services is designed to harmonise your life and financial well-being. Explore our comprehensive offerings to find the right solutions tailored to your needs, ensuring a secure and prosperous future.
Our accounting services are designed to keep your financial records accurate, compliant, and efficient, whether you are an individual or a business. We offer:
Let us handle the numbers so you can focus on what matters most. Contact us today to learn how our comprehensive accounting services can benefit you.
Managing your cash flow effectively is crucial for maintaining financial stability and achieving your long-term goals. We help you understand and control your finances, ensuring you can meet your current needs while planning for the future. We can help with:
You’ll gain a comprehensive understanding of your financial situation, allowing you to make informed decisions, allocate resources effectively, avoid unnecessary debt, and build a solid foundation for future financial success.
Take control of your finances today. Learn more here – Cash Flow Management.
Our estate planning services help you create a comprehensive plan that reflects your intentions and safeguards your legacy. We can help with:
With our estate planning services, you’ll have a clear and structured plan that protects your assets and provides for your loved ones. Our meticulous approach ensures that all legal and financial aspects are covered, reducing the burden on your family during difficult times.
Find out more about our estate planning services – Estate Planning.
Our finance broker services help you find the best financial solutions while simplifying the process. Whether you’re looking to secure a loan, refinance existing debt, or fund a major purchase, we provide expert guidance tailored to your unique needs. We offer:
With our finance broker services, you’ll gain access to a wide range of financial products and lenders, ensuring you get the best possible terms and rates.
Contact us today to find out how we can help you secure the best financial solutions.
Making the right financial decisions can significantly reduce the cost of debt, providing you with greater financial freedom and substantial savings. Our team is here to guide you through the process, ensuring you secure the best lending options available and can manage your debt effectively. We offer:
Visit our Finance & Lending page for more info.
Creating the right investment strategy involves more than just selecting stocks; it’s about aligning with your unique financial situation and goals. We tailor your portfolio to suit your needs, guiding you through various options to find the best fit and maximise your returns. We offer:
Our team of investment experts is dedicated to helping you navigate the complexities of investing.
Interested in how we can help? Discover more about our investment advice services here – Investment Advice.
Being fully protected is essential, and we’re here to help you find the right insurance coverage for your needs. Our experts guide you through the options to ensure you have comprehensive protection to ensure you and your loved ones are safeguarded against life’s uncertainties. We offer:
With our comprehensive insurance services, you can have peace of mind knowing that you and your family are well-protected.
Learn more about our personal insurance advice here – Insurance Broker Services.
Looking forward to a retirement that’s everything it should be? Let us help you design a roadmap that combines well-earned freedom with financial stability. We simplify retirement planning, taking the time to understand your needs and tailor a plan just for you. We offer:
With our help, you can enjoy peace of mind knowing your future is secure. Our experts provide ongoing support and adjustments to your plan as your circumstances change, ensuring your retirement is as comfortable and stress-free as possible.
Learn more here – Retirement Planning Services.
Having a self-managed super fund (SMSF) doesn’t have to be difficult. Our team simplifies the complexities and takes on the continuous responsibilities of managing your SMSF. We offer:
We provide expert advice and support, ensuring your SMSF is compliant and aligned with your financial goals.
Discover how we can make your SMSF journey smoother and more straightforward. Learn more here: Self-managed Super Fund Services.
Choosing the right superannuation strategy goes beyond just picking a fund; it involves customising contributions, investment choices, and retirement planning to ensure the best outcomes. What we offer:
Our expert advisers offer comprehensive guidance to optimise your super and support a comfortable retirement. We take the time to understand your unique financial situation and goals, providing personalised advice to help you make the most of your superannuation.
Find out how our superannuation advice services can enhance your financial future – Superannuation Advice.
Our team is dedicated to crafting personalised financial strategies that not only meet but exceed our client’s expectations.
Whether it’s positioning your finances, growing your wealth, or planning for the future, we’re here to support you at every step.
Our goal is to make sure your today and tomorrow are financially safe, secure, and comfortable, so you can enjoy true peace of mind.
Are you ready to improve your financial wellbeing and achieve your goals? Contact us today to get started!
Kylie D.
Satisfied Client
“I have been a client of Direct Wealth for many years now, including a number of years when I lived overseas.
They offer prompt, thorough and up to date services with a level of communication that reflects your financial position and journey.
Any products or services (eg income protection insurance, accounting) they have referred me to have also been as professional and high quality as Direct Wealth’s services.
I often recommend Direct Wealth to my family and friends.”
The first step is an easy welcome call. This quick and painless chat is all about getting to know one another. You can ask questions and get a feel for whether we’re right for you.
To get started, simply fill out the form and we’ll be in touch ASAP.
We’re looking forward to meeting you!
A financial advisor helps you manage your finances by providing expert advice on investments, retirement planning, estate planning, tax strategies, and more. They assess your financial situation, understand your goals, and create tailored strategies to help you achieve financial success.
Advisors can also assist with budgeting, debt management, and insurance planning, ensuring that every aspect of your financial life is well-coordinated and aligned with your long-term objectives.
The terms financial advisor and financial planner are often used interchangeably. Both offer financial advice and create comprehensive financial plans that cover budgeting, savings, insurance, investments, and retirement planning.
Essentially, they help you manage your overall financial health and achieve your financial goals.
Whether you need help with specific financial issues or a holistic financial strategy, both professionals can provide valuable guidance tailored to your needs.
Hiring a financial advisor provides you with expert knowledge, personalised strategies, and peace of mind. They help you make informed financial decisions, avoid costly mistakes, and stay on track to achieve your financial goals.
Advisors offer objective advice based on your unique situation and can help you navigate complex financial decisions, from investment choices to retirement planning. Their ongoing support ensures that your financial plan adapts as your circumstances change, keeping you on the path to success.
Look for a financial advisor with relevant qualifications, experience, and a good reputation. Check their certifications, ask for referrals, and ensure they have a clear fee structure.
It’s important to find someone you trust and feel comfortable working with. Consider meeting with several advisors to compare their approaches and determine who best understands your needs and goals.
A good advisor will listen to your concerns, explain their recommendations clearly, and be transparent about their fees and services.
Financial planners should have certifications such as Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA).
They should also have experience in the financial planning industry and a good track record of helping clients achieve their financial goals.
Additionally, look for membership in professional organisations like the Financial Planning Association (FPA), which indicates a commitment to ongoing education and adherence to ethical standards.
Financial advisors can be paid through various methods, including commissions, fees, or a combination of both. Some charge a flat fee or an hourly rate, while others earn a percentage of the assets they manage for you.
It’s important to understand their fee structure before engaging their services. Fee-only advisors, who are compensated solely by their clients, may offer more objective advice.
Make sure you discuss and understand all costs involved to avoid any surprises and ensure that the advisor’s interests are aligned with yours.
During your first meeting, the financial advisor will discuss your financial goals, assess your current financial situation, and explain how they can help you. They will gather information about your income, expenses, assets, liabilities, and risk tolerance to create a personalised financial plan.
This initial consultation is also an opportunity for you to ask questions and evaluate whether the advisor’s approach aligns with your needs.
By the end of the meeting, you should have a clear understanding of the next steps and how the advisor plans to help you achieve your financial objectives.
Yes, financial advisors are experts in retirement planning. They can help you determine how much you need to save, choose the right investment strategies, and create a plan to ensure you have enough income to maintain your lifestyle in retirement.
Advisors consider factors such as your desired retirement age, expected living expenses, and potential healthcare costs.
They can also guide you on optimising superannuation contributions, managing pension withdrawals, and ensuring your retirement income lasts throughout your lifetime.
A fiduciary financial advisor is legally obligated to act in your best interest. They must provide advice and recommendations that benefit you, rather than being influenced by commissions or other incentives.
It’s important to work with a fiduciary to ensure unbiased advice. Fiduciaries are held to a higher standard of conduct, meaning they must disclose any potential conflicts of interest and strive to place your needs above their own.
This commitment to transparency and integrity provides an extra layer of trust and protection for your financial planning.
The frequency of meetings with your financial advisor depends on your needs and financial situation.
Typically, meeting at least once a year is recommended to review your financial plan and make any necessary adjustments. More frequent meetings may be needed during major life changes or market fluctuations.
Regular check-ins help ensure your financial strategy remains aligned with your goals and allows your advisor to address any new challenges or opportunities that arise.
Financial planning helps you set and achieve financial goals, manage your money more effectively, and prepare for the future. It provides a clear roadmap for your finances, reduces financial stress, and increases your confidence in making financial decisions.
A well-structured financial plan can improve your financial security, enhance your ability to weather economic downturns, and ensure you have the resources needed for major life events, such as buying a home, funding education, or enjoying a comfortable retirement.
A financial planner can assess your risk tolerance, investment goals, and time horizon to create a diversified investment portfolio. They provide ongoing monitoring and adjustments to ensure your investments align with your financial objectives and market conditions.
Planners can also offer insights into tax-efficient investment options, help you avoid common investment pitfalls, and guide you through market volatility, ensuring your portfolio remains balanced and positioned for long-term growth.
Yes, financial advisors can help you develop tax-efficient strategies to minimise your tax liability. They can advise on tax-advantaged accounts, deductions, credits, and other tax-saving opportunities.
By understanding your financial situation and goals, advisors can recommend strategies such as optimising superannuation contributions, timing asset sales, and utilising tax-effective investment structures.
Effective tax planning can enhance your overall financial health and help you retain more of your hard-earned money.
Financial advisors can help you create an estate plan to ensure your assets are distributed according to your wishes. They can assist with setting up wills, trusts, and other estate planning tools to protect your legacy and provide for your loved ones.
Advisors work with you to address important considerations such as beneficiary designations, tax implications, and strategies to minimise estate taxes.
By developing a comprehensive estate plan, you can ensure that your wealth is preserved and passed on in a manner that reflects your values and intentions.
Yes, financial planners can provide strategies to manage and reduce debt. They can help you create a debt repayment plan, consolidate debts, and improve your credit score.
Planners can also offer advice on balancing debt repayment with other financial goals, such as saving for retirement or building an emergency fund.
By developing a structured approach to debt management, you can reduce financial stress, lower interest costs, and improve your overall financial health.
Financial advisors can assist small business owners with various financial aspects, including business planning, tax strategies, retirement plans for employees, and succession planning. They help ensure the financial health and growth of the business.
Advisors can also provide guidance on cash flow management, risk management, and investment strategies tailored to the unique needs of small business owners.
By working with an advisor, business owners can make informed decisions that support both their personal and business financial goals.
During market volatility, a financial advisor provides guidance to help you stay focused on your long-term goals. They can adjust your investment strategy, provide reassurance, and help you avoid making emotional decisions that could negatively impact your financial plan.
Advisors offer perspective and insights based on their experience and knowledge, helping you navigate uncertain times with confidence.
By maintaining a disciplined approach, you can stay on track to achieve your financial objectives despite short-term market fluctuations.
Financial advisors stay updated through continuous education, industry certifications, professional associations, and financial news. They regularly attend seminars, workshops, and conferences to keep abreast of the latest trends and regulatory changes.
Advisors also leverage research from reputable financial institutions and maintain memberships in professional organisations, ensuring they have access to the most current information and best practices in the industry.
Yes, financial advisors can assess your insurance needs and recommend appropriate coverage. They can help you choose life insurance, disability insurance, and other policies to protect your financial well-being.
Advisors evaluate your risks and suggest insurance solutions that provide adequate protection for you and your family.
By integrating insurance planning with your overall financial strategy, advisors help ensure you are prepared for life’s uncertainties and can maintain financial stability in the face of unexpected events.
For your first meeting, bring documents such as recent pay stubs, tax returns, account statements, investment records, and information about your income, expenses, assets, and liabilities. This information will help the advisor create a comprehensive financial plan for you.
Additionally, consider bringing any relevant insurance policies, estate planning documents, and a list of your financial goals and concerns.
Being well-prepared will enable the advisor to gain a thorough understanding of your financial situation and provide more effective guidance.
