07 3556 9400

5 Over 163 Reviews

Self-managed Super

Our SMSF services simplify the process of managing your own super fund.

Whether you're just starting out or need streamlined management, we’ll help you stay organised and compliant, saving you time, reducing stress, and ensuring better financial outcomes.

Take Control of Your Super

Managing your retirement savings effectively is essential for a secure and comfortable future.

Our SMSF services simplify the process, offering expert guidance to help you stay on top of your superannuation matters.

From setting up a new SMSF to optimising your current super management, we tailor our services to fit your unique needs and goals. Let one of our skilled advisors handle the complexities, so you can focus on what matters most. Read on to learn more about how we can help you achieve a successful self-funded retirement.

We've Won Numerous Awards for Our Outstanding Service

Financial Adviser Erin Truscott Explains Our SMSF Services

Discover how our Self-Managed Super Fund (SMSF) services empower you to take control of your retirement savings. In this video, our expert financial adviser explains the benefits of SMSFs, how they work, and how we can assist you in setting up and managing your fund. 

Play Video

Erin Truscott:
Hi, my name is Erin and I’m a financial advisor at Direct Wealth, and I wanted to chat about self-managed super funds. This is a really technical space and something that we do give advice on. The first step we would take is making sure that the super fund is relevant for the client, and if it is relevant, then a big part of what we can do is help them manage the internal running’s of that superannuation fund, and we would generally do that in line with their business advisory accountant because at the end of the day, an SMSF is basically like having another corporate structure or another company with another set of tax returns and a lot of intricacies that goes along with that.

One of the common misconceptions that we come up against when we’re discussing self-managed super funds with our clients is that if they have a self-managed super fund, somehow, they’ll be able to manage things better and get a better result. However, when you actually unpack each client and what their wants and needs are, sure there are times where a self-managed super fund becomes appropriate, where they want to hold specialist things inside that fund, like property or direct shares. But in most cases, a client really just wants to know that their super is going to grow for them for their retirement, and they want someone to be able to help them take care of that.

So, when we start out in the process, we’ll help you with the investments. We’ll make sure we take into account any specialist assets in the portfolio, like property and direct shares, and get you to a point where we can start to utilise that income and have a nice healthy bucket to help you achieve your retirement lifestyle goals at the time you wish to stop working. So, if you do decide to go down the path of having a self-managed super fund, it’s our role at Direct Wealth to work with you on that and advise you along the way to ensure that you can move into your retirement comfortably.

If you are thinking about starting your financial planning journey, or perhaps you might be looking for a new financial advisor, please do reach out to the team at Direct Wealth. We have a number of wonderful advisors here who can really help you on your journey and give you peace of mind that the plan you have in place is going to make sure that you are okay, now and into the future. We really look forward to hearing from you.

What Is An SMSF, and Why Use One?

A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself, offering greater control over your retirement savings and investment strategies. 

By setting up a self-managed super fund, you gain the flexibility to choose and manage your own investments, including property, shares, and other assets, allowing for a tailored approach that aligns closely with your financial goals and retirement aspirations.

However, managing an SMSF comes with responsibilities, including compliance with legal regulations, making it essential to seek professional advice. 

The value of an SMSF lies in its potential to deliver significant financial benefits, but it requires careful planning and management to ensure it operates effectively and meets your retirement objectives.

We Can Help You With:

Our SMSF services are comprehensive, covering all aspects of setting up and managing your SMSF. Here’s how we can assist:

  • Setting Up Your SMSF: We guide you through the entire setup process, handling all necessary documents like the trust deed and annual return instructions. Whether you’re starting a self-managed super fund or need to understand the costs, we’re here to assist.
  • Investment Strategies: We help develop a strategic SMSF investment plan tailored to your financial goals, including property investments, SMSF lending, and risk management.
  • Property Investment Through SMSF: If you’re considering property investment via your SMSF, we provide detailed advice on borrowing limits and ensure compliance with all rules.
  • SMSF Administration and Compliance: We manage your SMSF’s regulatory obligations, including tax returns, audits, and compliance with requirements like the sole purpose test.
  • Ongoing Support and Management: Beyond setup, we monitor your SMSF’s performance, offering ongoing advice to adapt to changes in your financial situation or goals.

Secure Better Outcomes with Our Expert Guidance

Our SMSF services are designed to help you achieve the outcomes that matter most for your retirement:

  • Greater Financial Freedom: With our expert guidance, you can take full control of your retirement savings, giving you the flexibility to make investment decisions that best suit your financial goals. This freedom allows you to shape your financial future in a way that aligns with your personal aspirations.
  • Peace of Mind: Knowing your financial future is secure brings true peace of mind. With our professional support, you can confidently focus on living your life, knowing that your retirement savings are expertly managed and aligned with your goals. The assurance that your financial plan is solid and your future well-protected allows you to enjoy life without the stress of financial uncertainties.
  • Early Retirement: Our strategic planning helps you maximise your superannuation savings, potentially allowing you to retire earlier and enjoy the lifestyle you’ve always dreamed of. By optimising your SMSF, we help you reach your retirement goals sooner, giving you more time to enjoy your passions and spend time with loved ones.
  • Security for Your Future: We ensure that your SMSF is well-structured and aligned with your long-term financial goals, providing you with the confidence that your retirement savings are secure and well-managed. This security offers the comfort of knowing that your financial future is on track, allowing you to focus on the things that matter most.

Ready to take control of your retirement savings? Contact us today to get started. 

Our Success in Numbers

At Direct Wealth, the numbers tell our story. With years of dedicated service, tons of experience, and countless happy clients, we’ve built a reputation for trust and excellence. 

Here’s a look at what we’ve achieved:

Years of outstanding service
0
Happy & successful clients
0 +
Years of collective experience
0
Funds under management
$ 0 B+

Why Choose Us?

We make managing your self-managed super fund straightforward, offering tailored advice to suit your unique needs. Our goal is to simplify the process and give you peace of mind.

Our team of experts simplifies the process and handles all the intricacies, so you don’t have to.

We take care of everything for you, from start to finish, and everything in between. With our professional help, you can be confident that everything is done to the highest standards.

Instead of wrestling with the details yourself, why not let our specialists work their magic. We’re dedicated to making your SMSF experience straightforward and stress-free.

Your retirement goals are unique, and so is our approach to managing your SMSF.

We take the time to get to know your financial situation and aspirations. This way, we can offer advice that’s specifically tailored to your needs, ensuring your SMSF works effectively towards your goals.

With our expert support, you can trust that your SMSF is managed with precision and care. 

Our goal is to help you achieve better long-term outcomes.

With professional management, your super fund will be optimised for success, providing you with the financial security you need for a comfortable retirement.

You can rest easy knowing that your super fund is in expert hands, allowing you to enjoy a worry-free today while looking forward to a bright tomorrow.

Read Our Rave Reviews

These aren’t curated reviews; they’re 100% genuine.
5 Over 163 Reviews
google
my wife and myself were introduced to Ben Marlow of Direct Wealth for a discussion on looking after our superannuation & pension requirements. I was a little doubtful at first as the fund i was with was performing ok for me. Ben gave us his background on financial planning and we had a second meeting with Ben. After this meeting my wife and myself decided to let Direct Wealth look after our finances. We could not be more pleased with our switch to Direct Wealth as the team there are so helpful and keeping us informed on our financial matters. I would recommend to anyone Direct Wealth for looking after their financial planning.
google
Initial chat with Ben. Found him very patient, knowledgeable, and easy to talk to. Ben also came across as proactive – when presented non-financial industry information relating to an industry specific risk in a space that was removed from the finance industry, and that he wasn’t previously aware of – Ben indicated that he would go away and investigate that further risk so he could be informed for his other clients. Ben followed through on call times, and emails when he said he would send them. Cannot comment on the service beyond that. Would recommend as someone who was approachable and easy to talk to.
google
I had the pleasure of working with Ben for my financial planning needs, and I can’t recommend him highly enough. From the outset, Ben demonstrated a deep understanding of financial strategies and an impressive ability to tailor his advice to my personal situation. His approach is thorough, clear, and remarkably effective.

Ben took the time to explain complex concepts in a way that was easy to understand and always made sure I was comfortable with each decision. His attention to detail and proactive communication helped me feel confident about my financial future.
google
We have been under the financial guidance of Kirsty for our future plans . At first it was such a daunting decision but Kirsty was happy to explain and answer all of our questions in a friendly and open manner. We are very happy to be with the team at Direct Wealth.
google
My husband and I couldn’t recommend Luke highly enough to look after your financial dealings for your retirement. We feel in good hands with his vast knowledge and his amazing ability to provide us with prompt advice. Luke is astute and has great personality, our catch-ups are never boring 😊
google
The Direct Wealth team were a pleasure to deal with. Kirsty was efficient and extremely flexible with fitting in around my work schedule.

Kirsty broke everything down and made the entire process seamless. Kirsty communicated everything clearly and walked me through step by step which I am so thankful for.

I couldn’t recommend highly enough!
google
Our circumstances changed and we needed advice fast. Lyle took the worry and panic away by setting up our portfolio to ensure our future is protected.
Lyle is professional, courteous and truly cares about his clients. His knowledge is exceptional and he is efficient.
Our family has total trust in Lyle and the team at Direct Wealth, knowing that they have our best interests in mind.
google
Just started with this company and my adviser is Erin. So far I like everything about them and her- very friendly, relatable, down-to-earth and approachable. I am glad I found them and looking forward to see what comes next!
google
I recently had a follow up meeting with Luke Youd who has now joined the Direct Wealth team. As usual the meeting with Luke was very informative and he is always generous with his time to explain things to me – regardless of how obscure my questions might be.

I have great confidence in my dealings with Luke going forward and also with the friendly Direct Wealth staff in general, who are helpful and proactive with their communications with their clients.
google
I have used these people for a couple of years now i have just entered retirement they helped my transition to retirement run very smooth.
google
Since changing over from another Financial Advisor to Direct Wealth two years ago I find them to be a very professional and knowledgeable business. I recently had my yearly review with Ben, and I was very impressed with the way my finances are being looked after. I look forward to my next review. I would certainly recommend Direct Wealth to any interested prospective client.
google
My wife and I met with Kirsty and she made us feel at ease with explaining how she would invest our money for retirement and resolved concerns we had. Kirsty was very thorough and made us feel comfortable with our decision to utilise Direct Wealth.
google
Was my first time seeing a financial advisor and Luke make this process easy and straightforward he was down to earth and realistic, he listened to my dreams and business ideas and he has already in a few days put together the plan for me to get my goals.
I would highly recommend Luke to anyone who is looking to better there financial future.
google
Can’t speak highly enough of the advise that Joel & the team at Direct Wealth have supplied. Joel is always available when we need to contact him & answers our questions with ease. We have delt in the past with other super companies & have found Direct Wealth the easiest & most professional to deal with, we have no hesitation in recommending Joel & Direct Wealth to our friends & family.
google
We have been working with Brett for some years. We first met Brett when we were in need of assistance with super and he helped us navigate our way to the happy future we have today. We have since undertaken full financial planning with Direct Wealth and we are immensely pleased with the guidance and advice. I could not recommend a better financial planner to assist manage your future.
google
I had a fantastic experience with Direct Wealth! From the very beginning, I felt comfortable with the entire process. Kirsty and the team were professional, knowledgeable, and always available to answer my questions. They took the time to understand my needs and provided tailored advice that I could trust. I highly recommend Direct Wealth to anyone looking for expert financial guidance. Thank you for your exceptional service.
google
Kirsty has recently taken over my superannuation account and I’m very impressed with the service I have received since coming across. I feel very comfortable with Kirsty, I trust her and she has provided open and honest advice. I think Kirsty is a shining star, shows consideration of my needs and is very easy going.
google
Direct Wealth have always had a fantastic, client focused, efficient relationship with their clients, and we are very happy with the way that they interact and work with us to ensure a safe, secure, profitable outcome for us in our retirement.
Their client service is a personal relationship which suits the way we prefer to operate, but it makes our financial planning very easy, yet driven by a professional commitment to best practice in their field.
We are very happy to be clients of Direct Wealth.
google
Ben Marlow from Direct Wealth has been a sound financial advisor for me and my wife for multiple years. Ben’s positive attitude, willingness to adapt and understanding of the financial system have helped us greatly. I highly recommend using Ben and his team.
google
Excellent service since the takeover from Peter Jordan, all quire’s handled with professional care and help towards my Superannuation fund.
Cheers Gary Smith.
google
Always very helpful and prompt in taking care of our needs. Provide good information on handling of our accounts.
google
I highly recommend Ben Marlow at Direct Wealth. Ben consistently provides outstanding financial advice. His guidance is always timely and informed. He’s been an invaluable partner in navigating our financial journey, offering tailored advice that perfectly suits our current situation. Thanks Ben!
google
My wife Jackie & I have recently completed an annual review with Kirsty. Whilst we have been looked after by Kirsty for a few years now we continue to be impressed with her knowledge, professionalism & lovely outgoing manner. We would also like to add that the support & office staff at Direct Wealth appear to be of the same high standard.
google
More than happy with Ben’s service. Worked with him for 3 years planning retirement, and I’m now making the transition next month! Very excited and looking forward to working with Direct Wealth moving forward!
google
Direct Wealth team were patient, knowledgeable and made financial planning understandable . Excellent customer service .
google
Our association with Luke Youd began around 5 years ago. His advice, guidance and expertise has steered us safely, successfully and profitably to a great semi retired lifestyle, arguably, 10 years or potentially more, ahead of schedule. We count ourselves very fortunate to have Luke in our corner. He has our sincerest thanks. If there were more stars we’d click everyone of them.
google
Today I met with Luke, his understanding of my financial position was very clear. The advice Luke shared with me for my retirement plan was clear and uncomplicated. I now feel much more at ease and confident with my view of the next step in my life. He was very down to earth and friendly to talk with and discuss all my options.
Thank you Luke
google
Over the course of about 3 years we have become so comfortable with Luke we feel like we are talking to family when we meet. Luke has been honest and straight forward from when we first met and has certainly led us in the right direction in preparation for retirement. Luke always responds quickly when we have a query and is very patient with our quirky ideas. We are very grateful for our relationship with Luke.
google
Sam and Ella were excellent in providing general information for my parents who are looking to retire. Whilst we aren’t at the stage to utilise the service we are very impressed by their professionalism and genuine care.
google
I can’t speak highly enough about Luke. Luke has taken the time to understand our situation and our goals. Luke has a deep knowledge of the market and has an ability to explain complex financial concepts in a way that is easy to understand. Luke is always available to answer any questions we have.
google
I had an excellent experience with Direct Wealth and Kirsty in setting up my personal insurances. The team are incredibly knowledgeable and took the time to understand my unique needs and circumstances. She explained all my options clearly and helped me choose the best coverage to protect myself and my family. The process was seamless, and I felt confident and well-informed every step of the way.
google
We had a great experience with our last visit, now that hubby is 67yrs of age, they guided us in a few ways to repay our 2 loans. We couldn’t be happier and alot less stress considering, Warren couldn’t receive his full pension because I’m still working. We highly recommend Direct Wealth to anyone who wants financial advice of any kind. Very professional and understanding. Many thanks to Peter for many years and to Jason, who is now looking after us.
Cheers, Ronona and Warren Cuffe
google
Thanks Luke -We are very happy with the past seven years of financial recommendations.
We have worked together to plan our transition to retirement and now this is coming to fruition. So grateful for your assistance.
Your knowledge regarding Centerlink has also been very helpful.
google
I’d give more stars if I could…the best service ever! Caillin and Ben H. went above and beyond for me…I couldn’t be happier! Thanks so much for all your hard work! I would highly recommend Direct Wealth…especially Ben and Caillin!
google
We have been a client for many years and would highly recommend. Kirsty goes above and beyond to assist and makes you feel extremely comfortable and have peace of minds that you are in good hands.
google
As a new client of Direct Wealth, I have been very impressed with Ben and the time he has taken to understand my changing financial situation and to work a best solution for me for the present and into the future.
google
My wife and I have had Lyle as a financial advisor for a number of years and watched our portfolio grow. Lyle consistently provides us with excellent advice and his communication is outstanding. He provides us with constant support with the correct guidance extremely quickly when needed.
I have recommended many personnel to Lyle. The feedback I obtain from these personnel is that Lyle is excellent.
google
I was impressed with the level of service and knowledge Lyle and the office team offered me for the obtaining of my first home loan!
Overall, the financial advice I received was invaluable in securing my first home loan! I highly recommend calling Sally to arrange an appointment with Lyle for a master in professional advice for any significant financial commitment or goal!
google
Luke Youd is a quiet genius when it comes to financial affairs. He has an excellent knowledge of tax, legal and Centrelink requirements. He is a huge asset to us in assisting our clients achieve their financial goals. Thanks Luke!
google
Ben Marlow was initially thrust upon us after the amalgamation of our accountants with Direct Wealth and this is without doubt one of the best financial outcomes to have happened to my wife and I. Initially I was sceptical of his enthusiasm and apparent desire to nurture and improve our financial stability moving towards retirement. Ben has tailored his communication style to not only be relatable to us but also educational and has further embedded our trust in his advice with proven outcomes. I would absolutely recommend Ben to any prospective client.
google
Very knowledgeable and experienced team. Provided very professional advice & information & I would highly recommend.
google
When it comes to financial advice and strategies to set you up for the future, Luke Youd and his team are the only choice.

Your Path to a Secure Retirement Starts Here

Let us help you build a personalised SMSF strategy that suits your unique financial goals.

Whether you’re setting up a new SMSF, optimising your current super management, or planning for a secure future, our experts are ready to help.

Our goal is to ensure your super fund is well-managed, compliant, and positioned for success, providing you with peace of mind.

Ready to secure your financial future? Contact us today to get started.

Jamie F. 

Satisfied Client

“I had a fantastic experience with Direct Wealth! From the very beginning, I felt comfortable with the entire process. Kirsty and the team were professional, knowledgeable, and always available to answer my questions.

They took the time to understand my needs and provided tailored advice that I could trust. I highly recommend Direct Wealth to anyone looking for expert financial guidance. Thank you for your exceptional service.”

5 Over 163 Reviews

Ready to get started?

The first step is an easy welcome call. This quick and painless chat is all about getting to know one another. You can ask questions and get a feel for whether we’re right for you. 

To get started, simply fill out the form and we’ll be in touch ASAP.

"*" indicates required fields

Name*
What stage of life are you in?*
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
This field is for validation purposes and should be left unchanged.

Frequently Asked Questions

An SMSF (Self-Managed Super Fund) is a type of superannuation fund that you manage yourself. Unlike other super funds, you have complete control over the investment decisions and day-to-day management of the fund, offering greater flexibility and personalisation of your retirement strategy.

SMSFs differ from traditional superannuation funds primarily in the level of control and flexibility they offer. With an SMSF, you have the freedom to choose and manage your investments, including property, shares, and other assets, whereas traditional funds are managed by professional fund managers.

While anyone can set up an SMSF, it requires a significant commitment of time, effort, and knowledge. You need to be fully aware of the responsibilities involved, including compliance with legal regulations and ongoing management of the fund. Professional advice is often recommended to ensure you meet all requirements.

The benefits of a self-managed super fund (SMSF) include greater control over your investments, the ability to tailor your investment strategy to your specific financial goals, and potential cost savings.

SMSFs also offer the flexibility to invest in a wider range of assets, including direct property. The advantages of SMSFs extend to the potential for tax benefits and the ability to directly manage your retirement savings.

An SMSF allows you to invest in a broad range of assets, including residential and commercial property, shares, bonds, managed funds, and cash. The flexibility of investment options is one of the key advantages of SMSFs, enabling you to tailor your investment strategy to your personal financial goals.

There is no set minimum amount required to start an SMSF, but it’s generally recommended to have a substantial balance (often suggested at $200,000 or more) to justify the costs involved. The higher your balance, the more cost-effective an SMSF becomes compared to other superannuation funds.

As an SMSF trustee, you are responsible for managing the fund according to the law and the fund’s trust deed. This includes making investment decisions, ensuring the fund is compliant with all regulations, maintaining accurate records, and submitting annual tax returns and audits. Understanding the rules for self-managed super funds is crucial to avoid penalties.

Setting up an SMSF involves several steps, including establishing a trust deed, appointing trustees, registering the fund with the Australian Taxation Office (ATO), and creating an investment strategy. Professional advice can help you navigate the process and ensure everything is set up correctly.

The costs of running an SMSF can vary but typically include setup costs, annual audits, accounting fees, and investment management fees. Understanding the SMSF setup costs and ongoing fees is important to determine if an SMSF is the right choice for you.

An SMSF must be audited annually by an independent SMSF auditor. The audit ensures that your fund complies with the relevant regulations and laws. SMSF audits are a crucial part of maintaining your fund’s compliance and avoiding penalties.

Yes, you can transfer your existing superannuation into an SMSF. This is a common practice when setting up an SMSF, allowing you to consolidate your super funds and take control of your retirement savings.

If you make a mistake with your SMSF, such as breaching compliance rules, it’s important to rectify the issue as soon as possible. The ATO may impose penalties, but these can be mitigated if you take prompt corrective action. Seeking professional advice is recommended to navigate any errors.

Developing an investment strategy for your SMSF involves setting financial goals, determining your risk tolerance, and choosing appropriate investments. Your strategy should align with your retirement objectives and be reviewed regularly to ensure it remains effective.

When you retire, your SMSF can start paying you a pension, providing a regular income stream from your retirement savings. Your investment strategy may shift to focus more on preserving capital and generating income, depending on your retirement needs.

Managing an SMSF while living overseas can be challenging due to the residency requirements imposed by the ATO. To maintain compliance, at least one trustee must reside in Australia, and the fund must be managed primarily in Australia. Professional advice is essential if you plan to live overseas while managing an SMSF.