Getting the right loan can make a huge difference in your financial situation.
Our finance broking service makes it easy, giving you expert advice to find the best finance options. Whether you need a home loan, car finance, car loans, bike finance, business loans, or investment funding, we tailor our services to fit your needs and goals. Let us handle the hard work of finding the perfect loan products for you.
We’re proud to say that we’ve been recognised for being amongst the best in Australia.
Erin Truscott explains how our finance broking services help you find the best financing options. Learn how we guide you through the borrowing process, ensuring you secure the right loans for your needs, so you can achieve your purchasing goals with confidence.
Erin Truscott:
My name’s Erin, and I’m a financial advisor at Direct Wealth. At Direct Wealth, we have a number of services we offer around lending, and the two main services we offer are around personal lending for your home and, also, commercial lending. So, this could be things you might need to borrow for to get equipment for your business.
So, when we think about a referral to one of our specialist lenders, this would be mainly for two key areas, whether it’s a review of your existing loans and they want to reduce some cost, or to borrow money to fund a new purchase. This could be either the purchase of a new home or a commercial space, or also some commercial product for your business, whether it be equipment or a space for you to run your business from.
One of the things we see at Direct Wealth often is people coming to us looking for ways to just reduce the risks that they have and the debt that they hold. One of the easiest, quickest ways that we would look at for them is their debt, how that’s structured, and how we can get someone to help them restructure that. So once you sit down with an advisor at Direct Wealth and we identify that there’s a need there, we’ll refer you to our specialist broker who can help you work through the process, help reduce some of those debts, or the interest that you’re paying on those debts, to help you, in turn, pay down those loans more quickly, which reduces your risk and allows you to feel more comfortable and confident in lower debt levels and a healthier balance sheet.
The main benefit of having a personalised lending plan in place means that you’ve had your structure reviewed personally for you. It’s also being stress tested to ensure that you can feel confident that the plan you have to move forward is doable and that you are able to review that on an ongoing basis in line with your life as things change. So, if you are thinking about starting your financial planning journey, or perhaps you might be looking for a new financial advisor, please do reach out to the team at Direct Wealth. We have a number of wonderful advisors here who can really help you on your journey and give you peace of mind that the plan you have in place is going to make sure that you are okay now and into the future. We really look forward to hearing from you.
Our finance brokers act as the middlemen between you and the lenders, making it easier to get the financing you need. They take the time to understand your financial situation and goals, then search for loan options that fit you best. Here’s how they help simplify the process:
Whether you need a home loan, car loan, bike loan, business financing, or investment funding, finance brokers give you expert guidance and support to get the best terms and rates possible.
Our finance broking services are here to make getting a loan easy and hassle-free, while ensuring you get the best deal available.
We start by getting to know you and your financial goals, offering personalised solutions tailored to your situation. Here’s how we can help:
With our expertise and wide network of lenders, we make the loan process simple and stress-free, ensuring you get the best possible deal.
Our finance broking services are designed to help you reach your financial goals and build a secure future. Here’s what you can look forward to:
Choosing our finance broking services means more than just getting a loan – it’s about investing in a brighter, more secure future.
At Direct Wealth, the numbers tell our story. With years of dedicated service, tons of experience, and countless happy clients, we’ve built a reputation for trust and excellence.
Here’s a look at what we’ve achieved:
Your new team of financial experts will help you find the best way forward.
Instead of trying to figure things out on your own, you get direct access to expert knowledge, insights, and support — the key ingredients for success.
Whatever the challenge, our brokers have the expertise to help you get the best outcome.
Everyone’s financial journey is unique, and so is the service we provide.
Our brokers aim to thoroughly understand your financial situation and goals, so we can design a plan that suits your needs.
Whether you’re looking for better loan options or tailored financial solutions, we can help you secure the best options for your needs.
Securing the right finances can be challenging, but you don’t have to tackle it on your own.
Our brokers simplify the loan process, making it easier for you to make informed financial decisions.
With our guidance and support, you gain the peace of mind that comes from knowing you have secured the best financial options.
We’re all about creating personalised financial strategies that go above and beyond what you expect.
Whether you’re looking for the best finance options, wanting to grow your wealth, or planning for the future, we’ve got you covered.
We aim to make sure your present and future are financially safe, secure, and comfortable, so you can enjoy true peace of mind.
Want the best outcome for your finances? Contact us today to get started.
T. Lincoln
Satisfied Client
“Many thanks to the team at Direct Wealth for keeping us on track with regards to our financial goals.
They have been managing our financial affairs for many years now and we would not be in the great position that we are in, going into retirement, without their ongoing expert advice and successful strategies to maximise wealth.
Highly recommended!“
The first step is an easy welcome call. This quick and painless chat is all about getting to know one another. You can ask questions and get a feel for whether we’re right for you.
To get started, simply fill out the form and we’ll be in touch ASAP.
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A finance broker is like a matchmaker for loans. They connect borrowers with lenders and help you find the best loan options for your needs.
Our finance brokers have access to a wide range of lenders and can often get you better deals than if you went straight to a bank. They’ll get to know your financial situation, research loan options, negotiate with lenders, and handle the paperwork. From the first chat to the final approval, they’re there to make the process smooth, stress-free, and as successful as possible.
With their expertise and connections, our finance brokers will make the whole loan process easier, ensuring you get the best terms and rates possible.
A finance broker evaluates your financial situation, researches loan options, negotiates with lenders, and handles loan applications and paperwork. They provide expert advice to help you find the best loan solutions for your needs.
By leveraging their industry knowledge and connections, brokers can secure favourable terms and streamline the borrowing process.
Working with a broker can save you time and money.
They do all the legwork, including loan applications, negotiations, and paperwork.
They also provide expert advice tailored to your financial situation and goals, ensuring you get the best possible deal.
People usually work with a broker when they need help finding the best loan options for buying a home, car, or business financing, or when they need investment funding.
Brokers can also help with refinancing existing loans or consolidating debt.
A finance broker offers a wide range of loan options, including home loans, car loans, business loans, and personal loans.
A mortgage broker specialises specifically in home loans and refinancing options.
Yes, our brokers can help you refinance your existing loan to find better terms and rates. They will assess your current loan, compare it with new offers, and guide you through the refinancing process. This includes gathering necessary documentation, handling the paperwork, and liaising with lenders on your behalf.
Our goal is to ensure you save money and improve your financial position.
Finance brokers are typically paid a commission from the lender once your loan is approved.
Some brokers may also charge a fee for their services, but this will be discussed upfront.
The commission structure will depend on the loan type and lender, and our brokers will always provide transparent information regarding any costs involved. This ensures you understand exactly how they are compensated for their services.
Some brokers may receive higher commissions for certain loan products. However, our priority is always to find the best loan options for your needs, ensuring you get the best possible deal.
We adhere to strict ethical standards, ensuring our recommendations are in your best interest, not influenced by potential commissions.
For your first meeting, bring identification, proof of income, details of your assets and liabilities, and any existing loan statements. This helps your broker understand your financial situation and find the best loan options for you.
Having comprehensive documentation allows us to assess your financial health accurately and expedite the loan application process.
The loan approval process can vary depending on the complexity of your financial situation and the lender’s requirements. Typically, it can take anywhere from a few days to a few weeks. We strive to keep you informed throughout the process and work to expedite approvals by ensuring all documentation is accurate and complete.
If your loan application is rejected, your broker can help you understand the reasons and explore other options.
They may suggest alternative lenders or work with you to improve your financial situation before reapplying.
This might include strategies to improve your credit score or restructuring your financial obligations to enhance your eligibility.
Using a broker can actually save you money. Brokers have access to a wide range of lenders and can often find better deals than you would on your own.
Any fees will be discussed upfront, so there are no surprises.
Our brokers are dedicated to finding the most cost-effective solutions for your financial needs, leveraging their expertise and network.
Yes, our brokers can help you find loan options even if you have bad credit. They have access to lenders who specialise in loans for individuals with less-than-perfect credit histories.
We can provide advice on how to improve your credit rating and tailor loan solutions that suit your current financial circumstances.
Yes, our finance brokers offer advice on a wide range of loans, including home loans, car loans, business loans, personal loans, and equipment finance.
We tailor our services to meet your specific needs, ensuring comprehensive support across various financing options.
Choosing the right broker involves looking for someone with experience, a good reputation, and a clear understanding of your financial needs and goals. Our team of expert brokers is dedicated to providing personalised service to help you achieve your financial objectives.
We recommend reading reviews, asking for referrals, and meeting with a broker to ensure they are the right fit for you.
Yes, our brokers can help you consolidate your debt into a single loan with more manageable payments. They will assess your financial situation and find the best consolidation options for you.
This can simplify your finances, reduce stress, and potentially lower your interest rates, making debt repayment more manageable.
Financial planning services are provided by Direct Wealth Pty Ltd & Direct Wealth Two Pty Ltd, as Corporate Authorised Representatives (No. 1253660) & (No.1309994) of Alliance Wealth Pty Ltd AFSL449221 www.centrepointalliance.com.au/fsg/aw
Credit advice and mortgage broking services are provided by AX2 Enterprises Pty Ltd as Corporate Authorised Representative No.494592 of LMG Broker Services Pty Ltd (Australian Credit Licence No. 517192).
Accounting and tax agent services are provided by Lighthouse Accounting.
