Welcome to the Direct Wealth Blog – your trusted resource for expert insights on financial planning, wealth creation, retirement strategies, and much more. Whether you’re planning for your future, managing investments, or wanting to learn more about how professional advice can make a difference, we’ve got you covered. Explore our articles and empower yourself to make informed financial decisions.
What’s keeping high-income earners from turning their salaries into lifelong wealth? And more importantly, how can you break free? Let’s start by understanding the challenges and then dive into practical steps to transform your financial reality.
Thinking about using your superannuation to invest in property? With an SMSF (Self-Managed Super Fund), it’s possible to purchase investment properties directly. However, there are specific rules and considerations, as well as unique benefits, that come with this approach.
Using your super to buy a house is a topic that sparks a lot of interest, especially for those thinking about homeownership or diversifying their investment portfolio. But can you really buy a house with your super? The answer is yes, but with some important conditions and rules.
They say there are only two certainties in life: death and taxes. While we can’t escape either, understanding estate taxes in Australia can help you navigate the financial landscape that follows when someone passes away.
Retiring early is a dream for many, offering the chance to spend more time doing what you love without being tied to work. But making that dream a reality requires careful planning. From saving and investing to managing risks, early retirement brings a unique set of challenges and rewards.
Planning for your retirement is one of the most important financial decisions you’ll make. It’s not just about setting aside money for the future — it’s about finding the right investments to help you live comfortably, enjoy your retirement, and not outlive your savings.
Thinking about downsizing as you head into retirement? You’re not alone. Many Australians choose to downsize their homes to make the most of their savings and enjoy a simpler lifestyle. But what does downsizing really mean, and how can it impact your financial situation?
If you’re planning for retirement or already enjoying it, the age pension can be a lifeline to help cover your living expenses. We cover everything you need to know to understand how your assets and income can impact your pension payments.
Learn about unit trusts in Australia, their benefits, structure, and key differences from other trusts. Get expert insights on setting up and managing unit trusts effectively.
What exactly is a discretionary trust, and how does it work? Whether you’re considering setting one up for the first time or just want to understand its advantages, it’s important to know how these trusts operate and the potential tax benefits they offer.
If you’re thinking about setting up a family trust, you’re probably looking for a way to protect your family’s assets and ensure they’re passed down smoothly to the next generation. It’s a big decision, and getting it right can make all the difference to your financial future.
Reverse mortgages can be a financial lifeline for seniors who want to access the equity in their homes without needing to sell or make regular repayments. It’s a popular option for retirees looking to increase their cash flow in retirement while continuing to live in their home.
Debt recycling might sound complicated, but it’s actually a straightforward strategy that can help you use your home loan to build wealth.
If you’re looking for a way to grow your wealth, you might be considering investing in a Managed Investment Trust (MIT). But is it the right option for you?
We all want to be financially secure, but figuring out the best way to get there can be a bit overwhelming. If you’re ready to take control of your financial future, a solid investment plan is the key you need to unlock the door of success.
Learn 6 key wealth-building strategies to retire richer. Grow your wealth, avoid lifestyle creep, and take control of your financial future for a secure and prosperous retirement.
Discover the 6 biggest retirement planning mistakes and learn how to avoid them for a financially safe, secure and stress-free retirement.
Planning for retirement is exciting but challenging. A new report highlights physical health and financial security as key to retiree happiness.
So, how much does a financial advisor cost? We explain financial advisor fees, how to choose the right service and get the best results.
Get started with wealth creation: Learn about proven wealth creation strategies that you can use to build your personal wealth creation plan.
Just as with your physical and mental health, it’s important to look after your financial health, too – because they are all interlinked. A financial health check is a holistic review of your personal finances, aimed at ensuring you’re on track to meet your financial goals.
